Tesco Home Insurance
Available in Year 1 as an introductory discount off the full price premium. Most customers won't be charged a full price premium until Year 3. Conditions and exclusions apply. Tesco Home Insurance is arranged and administered by Tesco Bank and is underwritten by Tesco Underwriting Limited.
At Tesco Bank, we don't think you should pay a penny more than you need to for your home insurance. That's why we aim to give you our best possible deal.
Tesco Standard Cover
Tesco Standard Home Insurance is our most popular policy and for good reason: It has all the cover that's in Value plus some higher cover limits and extra items such as garden contents and contents away from home.
- Accidental damage cover for your TV, Video/DVD equipment
- Pipe damage cover from freezing included
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Up to £25,000 for alternative housing if you need to leave your home if it becomes uninhabitable
Tesco Value Cover
Tesco Value Home Insurance. Looking for a no frills policy? How about one that covers the bare essentials and disasters such as fire, storm, theft and flood? If so, Value cover Home insurance could be for you.
Tesco Finest Home Cover
Tesco Finest Home Insurance is our highest cover level with extra benefits included for added peace of mind.
- Buildings and Contents Accidental Damage - get covered for home setbacks such as paint spills.
- Personal Possessions Cover
- Tesco Legal Guard - provides up to £100,000 of cover for legal costs, such as solicitors fees for a personal injury claim.
- Assistance for ID Fraud - lose the fraudsters, not your identity.
- Concierge service - a team of Lifestyle Managers on hand to help you get things organised.
- No claims discount included as standard.



